Enjoy an active and outdoor lifestyle? Rapid City’s leading Credit Union, Highmark Federal Credit Union, offers loans in various amounts, up to 100% of MSRP or dealer list price, as well as various term limits to help you finance your recreation. So if your recreation dream is a new Boat, ATV, Motorcycle, Camper, RV, or Snowmobile, come in and visit with one of our friendly loan officers to get you the loan that fits your budget and lifestyle.
These rates are effective as of 01/06/12.
| Type of Loan |
Terms (months) |
A Rate APR |
B Rate APR |
C Rate APR |
D Rate APR |
E Rate APR |
R Rate APR |
| 730 + |
680-729 |
640-679 |
600-639 |
550-599 |
549-Below |
* New Harley-Davidson
LTV Adjustments:
Applies to all terms
> 100% to 110% LTV = + .10%
> 110% to 120% LTV = + .25%
> 120% LTV = + .75
|
2009 - 2012 |
48 |
3.75% |
4.25% |
6.75% |
8.75% |
18% |
18% |
| 60 |
3.99% |
4.49% |
6.99% |
8.99% |
18% |
18% |
| 72 |
4.50% |
5% |
7.5% |
9.5% |
18% |
18% |
| 84 |
5.50% |
6% |
8.5% |
10.5% |
18% |
18% |
| * Minimum amount financed on 84 month loans is $20,001. |
* Used Harley-Davidson
LTV Adjustments:
Applies to all terms
> 100% to 110% LTV = + .10%
> 110% to 120% LTV = + .25%
> 120% LTV = + .75
|
2008 & Older |
48 |
3.99% |
4.49% |
6.99% |
8.99% |
18% |
18% |
| 60 |
4.25% |
4.75% |
7.25% |
9.25% |
18% |
18% |
| 72 |
4.75% |
5.25% |
7.75% |
9.75% |
18% |
18% |
| 84 |
5.75% |
6.25% |
8.75% |
10.75% |
18% |
18% |
| * Minimum amount financed on 84 month loans is $20,001. |
| * New Motorcycles |
2011 - 2012 |
48 |
6.09% |
6.59% |
9.09% |
11.09% |
18% |
18% |
| 60 |
5.69% |
6.19% |
8.69% |
10.69% |
18% |
18% |
| 72 |
5.89% |
6.39% |
8.89% |
10.89% |
18% |
18% |
| 84 |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| * Minimum amount financed on 84 month loans is $20,001. |
| * Used Motorcycles |
2003 - 2010 |
48 |
6.09% |
6.59% |
9.09% |
11.09% |
18% |
18% |
| 60 |
5.69% |
6.19% |
8.69% |
10.69% |
18% |
18% |
| 72 |
5.89% |
6.39% |
8.89% |
10.89% |
18% |
18% |
| 84 |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| * Minimum amount financed on 84 month loans is $20,001. |
| * Snowmobiles & Watercrafts |
2011 - 2012 |
48 |
6.45% |
6.95% |
9.45% |
11.45% |
18% |
18% |
| 2007 - 2010 |
36 |
7.24% |
7.74% |
10.24% |
12.24% |
18% |
18% |
| 2006 - Older |
24 |
8.45% |
8.95% |
11.45% |
13.45% |
18% |
18% |
| * ATVs |
2011 - 2012 |
48 |
6.45% |
6.95% |
9.45% |
11.45% |
18% |
18% |
| 2011 - 2012 |
60 |
6.73% |
7.23% |
9.73% |
11.73% |
18% |
18% |
| 2007 - 2010 |
36 |
7.20% |
7.7% |
10.2% |
12.2% |
18% |
18% |
| 2006 - Older |
24 |
8.45% |
8.95% |
11.45% |
13.45% |
18% |
18% |
| * Motor Homes, Campers & Boats |
$1,000 - $4,999 |
36 |
7.99% |
8.49% |
10.99% |
12.99% |
18% |
18% |
| $5,000 - $7,999 |
60 |
6.99% |
7.49% |
9.99% |
11.99% |
18% |
18% |
| $8,000 - $11,999 |
84 |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| $12,000 - $15,999 |
96 |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| $16,000 - $19,999 |
120 |
6.99% |
7.49% |
9.99% |
11.99% |
18% |
18% |
| $20,000 - $24,999 |
144 |
6.99% |
7.49% |
9.99% |
11.99% |
18% |
18% |
| $25,000 - Over |
180 |
7.99% |
8.49% |
10.99% |
12.99% |
18% |
18% |
| * Motor Homes, Campers & Boats (Balloons) |
$8,000 - $11,999 |
60 Mo. (84) |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| $12,000 - $15,999 |
60 Mo. (96) |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| $16,000 - $19,999 |
60 Mo. (120) |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| $20,000 - Over |
60 Mo. (144) |
5.99% |
6.49% |
8.99% |
10.99% |
18% |
18% |
| * Balloon rates apply to new and up to 6 year old units. |
* Loan Payment Example: at 4.99% APR for a 60 month term with 0% down, monthly payments are calculated at $18.87 per $1,000.00 borrowed. APR = Annual Percentage Rate. * Not all borrowers will qualify for the lowest APR or 0% down. All Loans Subject to Eligibility Requirements.
$25 minimum monthly payments apply. Any vehicles with 100,000+ miles have a maximum term of 36 months. Rates Subject to change without notice. Secured rates based on 100% Loan to Value - Rate Adjustment for > 100% Loan to Value & Mileage may apply.
