Home Loans

Choosing your home loan is one of the most important financial decisions you will make. But finding the right home loan can be intimidating and difficult if you don’t get the personal attention you deserve.

New Home

Where to begin?

One of the first steps in the home buying process is to get Pre-qualified. This step will help determine how much money you could be eligible to borrow prior to actually applying for a loan. There is absolutely no cost, and no commitment by you in taking this step. One of the added benefits to taking this step is you will know how much of a home you can afford, before you begin looking at houses. With this information, many realtors in Rapid City and the surrounding Black Hills will view you as a credible prospect, and you can even share this information as leverage with a seller to substantiate the top end of an offer.

At Highmark, whether you’re ready to buy your first home or your last, we’re here to help. Our mortgage specialists have more than 50 years of combined mortgage experience and our friendly, personal service is just one of many things that set us apart. Plus, we have more available Rapid City home loan options than most banks or brokers and our fees are among the lowest you’ll find anywhere. Let us custom tailor a loan for your specific needs!


416700 Highmark Federal Credit Union, Main Office
419303 Terri Larson, Vice President of Lending
608981 Carrie Grable, Mortgage Department Manager
419490 Yvonne Wackel, Personal Financial Associate
175638 Norm Weddle, Mortgage Loan Officer

707793 LaNell McDonald, Mortgage Loan Officer
592639 Sherri Sharp, Personal Financial Officer