Meet our Team
Our Home Lending Team, comprised of Joanie Howland, Mortgage Lending Manager, Norm Weddle, Mortgage Loan Officer, and Chris Mitchell, Lending Director, Nothern Hills Market, plus support staff, was established to provide you with prompt and personal attention to those seeking tailor-made home financing options. Together, the Highmark Lending Team draws on over 40 years of mortgage lending knowledge and experience to provide you with the smoothest home purchase and/or refinancing transaction in our region!
We value your membership at Highmark and want to be your primary financial institution, your first choice for financial services today and in the years ahead! At Highmark, Our Primary Interest Is You!
725 5th Street
Rapid City, SD 57701
P: 605-716-4444 x 171
F: 605-343-4927
Please do not send sensitive information over the internet.
Joanie Howland
Welcome to Highmark Federal Credit Union! If you are looking for an experienced mortgage professional to get you into the home of your dreams, you have come to the right place! With over 28 years of mortgage lending experience, and as a South Dakota Native, I understand our market and know this area very well.
As an experienced mortgage lender, I am well-versed in FHA, VA, Rural Development, Conventional and 1st Time Homebuyer programs. By working with our highly qualified lending team, we can explore all of the home loan options available to you to make sure you get the best home loan package that meets all of your needs. Save yourself time and money by having an experienced mortgage professional on your side!
Experience and Value, everything you need to make life easier! We look forward to hearing from you. Apply online, call, or stop by today!
725 5th Street
Rapid City, SD 57701
P: 605-716-4444 x 110
F: 605-343-4927
Please do not send sensitive information over the internet.
Norm Weddle
If you are looking for a home loan lender who is committed to providing the best member service possible while improving your financial position – I am eager to hear from you. With so many wonderful options available for home loans, I will work extensively to find you the best product available and do so in a timely manner. I have over 12 years experience in the financial industry and a vast array of knowledge of the different mortgage products. Together, we can find the best program for you that makes the most sense and saves the most money! Whether you are looking to buy a new home, refinance a current mortgage, or just have questions that you would like answered; please call me as I am always ready to help!

Lending Resource Center
146 W. Illinois Street Spearfish, SD 57783
P: 605-722-4444
F: 605-722-4448
Please do not send sensitive information over the internet.
Chris Mitchell
I am here to help you get into the home of your dreams or to refinance your existing home with terms that help you reach your financial goals. I have 8 years experience in the financial industry and am very knowledgeable in the Northern Hills Community markets. If you are looking to work with a responsive home loan professional, I am eager to show you how the power of Highmark Home Mortgage can help you accomplish your goals.
Experience and Value, everything you need to make life easier! We look forward to hearing from you. Apply online, call, or stop by today!






