Loan Rates

New and used vehicles:

These rates are effective as of September 3, 2014.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Newer Autos 2011-2015 24 2.30% 2.8% 5.3% 9.3% 18% 18%
36 2.44% 2.94% 5.44% 9.44% 18% 18%
48 2.44% 2.94% 5.44% 9.44% 18% 18%
60 2.64% 3.14% 5.64% 9.64% 18% 18%
72 2.84% 3.34% 5.84% 9.84% 18% 18%
*84 4.69% 5.19% 7.69% 11.69% 18% 18%
* Minimum amount financed on 84 month loans is $25,000.
* Used Autos 2002-Older 36 7.25% 7.75% 10.25% 14.25% 18% 18%
2003-2010 24 2.90% 3.4% 5.9% 9.9% 18% 18%
36 3.14% 3.64% 6.14% 10.14% 18% 18%
48 3.14% 3.64% 6.14% 10.14% 18% 18%
2005-2010 60 2.99% 3.49% 5.99% 9.99% 18% 18%
72 3.40% 3.9% 6.4% 10.4% 18% 18%
*84 4.99% 5.49% 7.99% 11.99% 18% 18%
* Minimum amount financed on 84 month loans is $25,000.
* Classic Cars & Motorcycles 100% of Appraised Value 60 7.94% 8.44% 10.94% 14.94% 18% 18%

Boats, ATV’s, motorcycles, campers, and snowmobiles:

These rates are effective as of September 3, 2014.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Motorcycles
Harley Davidson LTV Adjustments:
Applies to all terms
> 100% to 110% LTV = + .10%
> 110% to 120% LTV = + .25%
> 120% LTV = + .75
New & Used 48 2.90% 3.4% 5.9% 9.9% 18% 18%
60 3.15% 3.65% 6.15% 10.15% 18% 18%
72 3.39% 3.89% 6.39% 10.39% 18% 18%
84 3.90% 4.4% 6.9% 10.9% 18% 18%
* Minimum amount financed on 84 month loans is $20,000.
* Snowmobiles, Watercrafts & ATVs New & Used
up to 10 model years old
24 2.64% 3.14% 5.64% 9.64% 18% 18%
36 2.84% 3.34% 5.84% 9.84% 18% 18%
48 2.90% 3.4% 5.9% 9.9% 18% 18%
60 3.14% 3.64% 6.14% 10.14% 18% 18%
72 4.15% 4.65% 7.15% 11.15% 18% 18%
* Motor Homes, Campers & Boats $1,000 - $4,999 36 5.20% 5.7% 8.2% 12.2% 18% 18%
$5,000 - $7,999 60 4.65% 5.15% 7.65% 11.65% 18% 18%
$8,000 - $11,999 84 4.70% 5.2% 7.7% 11.7% 18% 18%
$12,000 - $15,999 96 5.14% 5.64% 8.14% 12.14% 18% 18%
$16,000 - $19,999 120 5.20% 5.7% 8.2% 12.2% 18% 18%
$20,000 - Over 144 5.95% 6.45% 8.95% 12.95% 18% 18%
* Motor Homes, Campers & Boats (Balloons) $8,000 - $11,999 60 Mo. (84) 4.65% 5.15% 7.65% 11.65% 18% 18%
$12,000 - $15,999 60 Mo. (96) 4.65% 5.15% 7.65% 11.65% 18% 18%
$16,000 - $19,999 60 Mo. (120) 4.65% 5.15% 7.65% 11.65% 18% 18%
$20,000 - Over 60 Mo. (144) 4.65% 5.15% 7.65% 11.65% 18% 18%
* Balloon rates apply to new and up to 6 year old units.

Share or Certificate Secured Loans:

These rates are effective as of September 3, 2014.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Shares Pledged Shares - 100% of Balance Any Term 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
CD - 100% of Balance
3% APR Rate Floor
Term of CD 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over

Lifestyle Lending:

These rates are effective as of September 3, 2014.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Lifestyle Lending
$50,000 Max
Available only at select retailers, medical & dental offices, & home improvement outlets.
$500 - $999 6 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$1,000 - $1,499 12 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$1,500 - $2,499 24 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$2,500 - $3,999 36 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$4,000 - $4,999 48 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$5,000 - $50,000 60 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A

* Loan Payment Example: at 4.99% APR for a 60 month term with 0% down, monthly payments are calculated at $18.87 per $1,000.00 borrowed. APR = Annual Percentage Rate. * Not all borrowers will qualify for the lowest APR or 0% down. All Loans Subject to Eligibility Requirements.

$25 minimum monthly payments apply. Any vehicles with 150,000+ miles have a maximum term of 36 months. (does not apply to diesel engine autos) Rates Subject to change without notice. Secured rates based on 100% Loan to Value - Rate Adjustment for > 100% Loan to Value & Mileage may apply.