Loan Rates

New and used vehicles:

These rates are effective as of March 18, 2015.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Newer Autos 2012-2015 24 2.45% 2.95% 5.45% 9.45% 18% 18%
36 2.59% 3.09% 5.59% 9.59% 18% 18%
48 2.79% 3.29% 5.79% 9.79% 18% 18%
60 2.79% 3.29% 5.79% 9.79% 18% 18%
72 2.99% 3.49% 5.99% 9.99% 18% 18%
*84 4.84% 5.34% 7.84% 11.84% 18% 18%
* Minimum amount financed on 84 month loans is $25,000.
* Used Autos 2003-Older 36 7.40% 7.9% 10.4% 14.4% 18% 18%
2004-2011 24 3.05% 3.55% 6.05% 10.05% 18% 18%
36 3.29% 3.79% 6.29% 10.29% 18% 18%
48 3.29% 3.79% 6.29% 10.29% 18% 18%
2006-2011 60 3.14% 3.64% 6.14% 10.14% 18% 18%
72 3.55% 4.05% 6.55% 10.55% 18% 18%
*84 5.14% 5.64% 8.14% 12.14% 18% 18%
* Minimum amount financed on 84 month loans is $25,000.
* Classic Cars & Motorcycles 100% of Appraised Value 60 8.09% 8.59% 11.09% 15.09% 18% 18%

Boats, ATV’s, motorcycles, campers, and snowmobiles:

These rates are effective as of March 18, 2015.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Motorcycles New & Used 48 2.90% 3.4% 5.9% 9.9% 18% 18%
60 3.15% 3.65% 6.15% 10.15% 18% 18%
72 3.39% 3.89% 6.39% 10.39% 18% 18%
84 3.90% 4.4% 6.9% 10.9% 18% 18%
* Minimum amount financed on 84 month loans is $20,000.
* Snowmobiles, Watercrafts & ATVs New & Used
up to 10 model years old
24 2.64% 3.14% 5.64% 9.64% 18% 18%
36 2.84% 3.34% 5.84% 9.84% 18% 18%
48 2.90% 3.4% 5.9% 9.9% 18% 18%
60 3.14% 3.64% 6.14% 10.14% 18% 18%
72 4.15% 4.65% 7.15% 11.15% 18% 18%
* Motor Homes, Campers & Boats $1,000 - $4,999 36 5.20% 5.7% 8.2% 12.2% 18% 18%
$5,000 - $7,999 60 4.65% 5.15% 7.65% 11.65% 18% 18%
$8,000 - $11,999 84 4.70% 5.2% 7.7% 11.7% 18% 18%
$12,000 - $15,999 96 5.14% 5.64% 8.14% 12.14% 18% 18%
$16,000 - $19,999 120 5.20% 5.7% 8.2% 12.2% 18% 18%
$20,000 - Over 144 5.95% 6.45% 8.95% 12.95% 18% 18%
* Motor Homes, Campers & Boats (Balloons) $8,000 - $11,999 60 Mo. (84) 4.65% 5.15% 7.65% 11.65% 18% 18%
$12,000 - $15,999 60 Mo. (96) 4.65% 5.15% 7.65% 11.65% 18% 18%
$16,000 - $19,999 60 Mo. (120) 4.65% 5.15% 7.65% 11.65% 18% 18%
$20,000 - Over 60 Mo. (144) 4.65% 5.15% 7.65% 11.65% 18% 18%
* Balloon rates apply to new and up to 6 year old units.

Share or Certificate Secured Loans:

These rates are effective as of March 18, 2015.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Shares Pledged Shares - 100% of Balance Any Term 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
CD - 100% of Balance
3% APR Rate Floor
Term of CD 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over

Lifestyle Lending:

These rates are effective as of March 18, 2015.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Lifestyle Lending
$50,000 Max
Available only at select retailers, medical & dental offices, & home improvement outlets.
$500 - $999 6 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$1,000 - $1,499 12 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$1,500 - $2,499 24 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$2,500 - $3,999 36 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$4,000 - $4,999 48 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A
$5,000 - $50,000 60 Mo. 8.99% 9.49% 11.99% 15.99% N/A N/A

* Loan Payment Example: at 4.99% APR for a 60 month term with 0% down, monthly payments are calculated at $18.87 per $1,000.00 borrowed. APR = Annual Percentage Rate. * Not all borrowers will qualify for the lowest APR or 0% down. All Loans Subject to Eligibility Requirements.

$25 minimum monthly payments apply. Any vehicles with 150,000+ miles have a maximum term of 36 months. (does not apply to diesel engine autos) Rates Subject to change without notice. Secured rates based on 100% Loan to Value - Rate Adjustment for > 100% Loan to Value & Mileage may apply.