Loan Rates

New and used vehicles:

These rates are effective as of 04/22/2013.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Newer Autos 2011 - 2013 24 2.15% 2.65% 5.15% 7.15% 18% 18%
36 2.29% 2.79% 5.29% 7.29% 18% 18%
48 2.49% 2.99% 5.49% 7.49% 18% 18%
60 2.49% 2.99% 5.49% 7.49% 18% 18%
72 2.69% 3.19% 5.69% 7.69% 18% 18%
*84 4.69% 5.19% 7.69% 9.69% 18% 18%
* Minimum amount financed on 84 month loans is $25,001.
* Used Autos 2002 - Older 36 7.25% 7.75% 10.25% 12.25% 18% 18%
2003 - 2010 24 2.75% 3.25% 5.75% 7.75% 18% 18%
36 2.99% 3.49% 5.99% 7.99% 18% 18%
48 2.99% 3.49% 5.99% 7.99% 18% 18%
2005 - 2010 60 2.84% 3.34% 5.84% 7.84% 18% 18%
72 3.25% 3.75% 6.25% 8.25% 18% 18%
*84 4.99% 5.49% 7.99% 9.99% 18% 18%
* Minimum amount financed on 84 month loans is $25,001.
* Classic Cars & Motorcycles 100% of Appraised Value 60 7.94% 8.44% 10.94% 12.94% 18% 18%

Boats, ATV’s, motorcycles, campers, and snowmobiles:

These rates are effective as of 04/22/2013.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
* Newer Harley-Davidson
LTV Adjustments:
Applies to all terms
> 100% to 110% LTV = + .10%
> 110% to 120% LTV = + .25%
> 120% LTV = + .75 		2010 - 2013 48 3.75% 4.25% 6.75% 8.75% 18% 18%
60 3.99% 4.49% 6.99% 8.99% 18% 18%
72 4.50% 5% 7.5% 9.5% 18% 18%
84 5.50% 6% 8.5% 10.5% 18% 18%
* Minimum amount financed on 84 month loans is $20,001.
* Used Harley-Davidson
LTV Adjustments:
Applies to all terms
> 100% to 110% LTV = + .10%
> 110% to 120% LTV = + .25%
> 120% LTV = + .75 		2009 & Older 48 3.99% 4.49% 6.99% 8.99% 18% 18%
60 4.25% 4.75% 7.25% 9.25% 18% 18%
72 4.75% 5.25% 7.75% 9.75% 18% 18%
84 5.75% 6.25% 8.75% 10.75% 18% 18%
* Minimum amount financed on 84 month loans is $20,001.
* Newer Motorcycles 2011 - 2013 48 6.09% 6.59% 9.09% 11.09% 18% 18%
60 5.69% 6.19% 8.69% 10.69% 18% 18%
72 5.89% 6.39% 8.89% 10.89% 18% 18%
84 5.99% 6.49% 8.99% 10.99% 18% 18%
* Minimum amount financed on 84 month loans is $20,001.
* Used Motorcycles 2003 - 2010 48 6.09% 6.59% 9.09% 11.09% 18% 18%
60 5.69% 6.19% 8.69% 10.69% 18% 18%
72 5.89% 6.39% 8.89% 10.89% 18% 18%
84 5.99% 6.49% 8.99% 10.99% 18% 18%
* Minimum amount financed on 84 month loans is $20,001.
* Snowmobiles & Watercrafts 2011 - 2013 48 4.25% 4.75% 7.25% 9.25% 18% 18%
2011 - 2013 60 4.50% 5% 7.5% 9.5% 18% 18%
2007 - 2010 36 4.00% 4.5% 7% 9% 18% 18%
2006 - Older 24 5.99% 6.49% 8.99% 10.99% 18% 18%
* ATVs 2012 - 2013 48 4.25% 4.75% 7.25% 9.25% 18% 18%
2012 - 2013 60 4.50% 5% 7.5% 9.5% 18% 18%
2008 - 2011 36 4.00% 4.5% 7% 9% 18% 18%
2007 - Older 24 5.99% 6.49% 8.99% 10.99% 18% 18%
* Motor Homes, Campers & Boats $1,000 - $4,999 36 5.95% 6.45% 8.95% 10.95% 18% 18%
$5,000 - $7,999 60 5.95% 6.45% 8.95% 10.95% 18% 18%
$8,000 - $11,999 84 5.45% 5.95% 8.45% 10.45% 18% 18%
$12,000 - $15,999 96 5.89% 6.39% 8.89% 10.89% 18% 18%
$16,000 - $19,999 120 5.95% 6.45% 8.95% 10.95% 18% 18%
$20,000 - Over 144 6.70% 7.2% 9.7% 11.7% 18% 18%
* Motor Homes, Campers & Boats (Balloons) $8,000 - $11,999 60 Mo. (84) 5.40% 5.9% 8.4% 10.4% 18% 18%
$12,000 - $15,999 60 Mo. (96) 5.40% 5.9% 8.4% 10.4% 18% 18%
$16,000 - $19,999 60 Mo. (120) 5.40% 5.9% 8.4% 10.4% 18% 18%
$20,000 - Over 60 Mo. (144) 5.40% 5.9% 8.4% 10.4% 18% 18%
* Balloon rates apply to new and up to 6 year old units.

Share or Certificate Secured Loans:

These rates are effective as of 04/22/2013.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Shares Pledged Shares - 100% of Balance Any Term 6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
CD - 100% of Balance
3% APR Rate Floor		 Term of CD 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over 2.25% Over

Lifestyle Lending:

These rates are effective as of 04/22/2013.

Type of Loan   Terms (months) A Rate APR B Rate APR C Rate APR D Rate APR E Rate APR R Rate APR
730 + 680-729 640-679 600-639 550-599 549-Below
Lifestyle Lending
$50,000 Max
Available only at select retailers, medical & dental offices, & home improvement outlets. 		$500 - $999 6 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A
$1,000 - $1,499 12 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A
$1,500 - $2,499 24 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A
$2,500 - $3,999 36 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A
$4,000 - $4,999 48 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A
$5,000 - $50,000 60 Mo. 8.99% 9.49% 11.99% 13.99% N/A N/A

* Loan Payment Example: at 4.99% APR for a 60 month term with 0% down, monthly payments are calculated at $18.87 per $1,000.00 borrowed. APR = Annual Percentage Rate. * Not all borrowers will qualify for the lowest APR or 0% down. All Loans Subject to Eligibility Requirements.

$25 minimum monthly payments apply. Any vehicles with 150,000+ miles have a maximum term of 36 months. (does not apply to diesel engine autos) Rates Subject to change without notice. Secured rates based on 100% Loan to Value - Rate Adjustment for > 100% Loan to Value & Mileage may apply.