Kasasa Cash Back® Checking

Get paid to shop! Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.*

ATM refunds

Refunds on ATM Withdrawal Fees*

ATM refunds

Cash Back

ATM refunds

No Monthly Maintenance Fees



  • Free checking that pays you back
  • Earn 4.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® (to automatically save & earn)
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
  • Free e-statements (required to open account)
  • Free mobile banking
  • Automatic Overdraft Transfer
  • Courtesy Pay Protection
  • No Check Writing Limits
  • Automatic Loan Payments
  • Free Visa® ATM & debit card
  • $25 minimum deposit to open

Here’s How Easy it is to Qualify for Kasasa Cash Back Rewards…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • Be enrolled in and agree to receive e-statements

Please note that a limit of 1 account per SSN is a condition of having this account.

Don’t worry if you don’t meet these qualifications— your account is still free.

Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.