Credit Card

Lost or Stolen Cards

If your credit card is lost or stolen, notify Highmark immediately:

  • By phone: (800) 672-6365
    Monday through Friday 9 a.m. to 5 p.m.
  • or (800) 543-5073
    24 hours a day, 7 days a week
  • International: 727-570-4881 (check country dialing code)
  • In writing at 725 5th Street, Rapid City, SD 57701

Also, contact 1.800.VISA.911

Just Say No to Credit Card Fees

The Highmark VISA Credit Card has no annual fees, no balance transfer fees, and no cash advance fees. All with rates as low as 9.15% APR. If you have a current credit card that charges you fees, apply for the Highmark VISA Card and transfer that credit card balance, with no fees attached.

View Highmark Federal Credit Union's Credit Card Application and Disclosures below. Feel free to print, fill-in, and bring along with you when you meet with one of our helpful staff.

Highmark’s new VISA® Credit Card

If you are tired of losing money to other credit card companies, or have limited credit history, we invite you to apply for the Highmark VISA® credit card. Highmark offers two types of credit card accounts:

Gold Card Account

This card is perfect for those with limited credit history or if lower limits are needed.

Platinum Account

This card is available for those with strong credit history, and when higher limits are needed.

Both types of card offer you:

  • No tricks!
  • Saves you money!
  • Is easy and convenient to use!
  • Payments are made locally!

View Highmark Federal Credit Union's Credit Card Application and Disclosures. Feel free to print, fill-in, and bring along with you when you meet with one of our helpful staff.

Application and Disclosures (.pdf - download only)

Scorecard Rewards Program

When you qualify and sign up for the Highmark VISA credit card make sure to visit www.scorecardrewards.comto get signed up for points that can be used for rewards. Every time you use your credit card for everyday life, purchase groceries, pay for an oil change or buy that last minute gift for a friend, you are automatically earning points for rewards that take care of you.

Every qualifying purchase made using your Highmark credit card earns valuable bonus points that may be redeemed for brand-name merchandise and exciting travel awards.

Choose items from categories like electronics, home or sporting goods. Brand names like Bose, Nike, Sony, and Samsung are available.

Is travel more your style? Redeem your bonus points for air travel, cruises, hotel stays, car rentals and vacation packages. If your idea of fun is taking in a sport playoff game or taking off in a hot air balloon, Scorecard has adventure packages that range from mild to wild. Scorecard has something for everyone in a wide range of bonus point selections.

Make sure you use your card for all purchases. You’ll be amazed at how quickly your bonus points add up! Visit us online to check your point total, see a complete list of awards and redeem bonus points for gifts or travel at For personal service, call a service representative:

Scorecard Customer Service

Mon-Fri, 9 a.m. to 11 p.m. (EST)

Travel Services

Mon-Fri, 9 a.m. to 9 p.m., Saturday & Sunday; 9 a.m. to 4:30 p.m. (EST)