Privacy Policy

What Does Highmark Federal Credit Union Do With Your Personal Information?

Rev. Date 8/16

Why? Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share member personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons that Highmark Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Highmark Federal Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes–
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes–
information about your creditworthiness		 Yes No
For our affiliates to market to you Yes Yes
For our nonaffiliates to market to you No N/A
Questions
Call 605-716-4444, toll free 800-672-6365,
Who We Are
Who is providing this notice? Highmark Federal Credit Union
What We Do
How does Highmark Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Highmark Federal Credit Union collect my personal information? We collect your personal information, for example when you
  • Open an account or pay your bills
  • Apply for a loan or make deposits or withdrawals from your account
  • Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
 
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
 
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
 

Other Important Information
For more information on our Privacy Policy, you may write us at 725 5th Street, Rapid City, SD 57701, call us at 605-716-4444, toll free at 800-672-6365.