Why Join Highmark Credit Union?
At Highmark Credit Union, you’re more than a member—you’re an owner. For over 85 years, we’ve proudly served our community with personal service, local decision-making, and a deep commitment to helping our members succeed.
What Makes Us Different?
Personalized Service
"...always friendly, knows me by name and (H) greets me as such when I pull into the drive-up or go inside. (H) knows my kids, my wife ....what better way to bank?
Member-Owned, Not-for-Profit
As a member, you have a voice. Unlike big banks, we return profits to you through lower loan rates, higher savings dividends, and fewer fees!
Locally Rooted
We live and work where you do. That means decisions are made here, by people who understand the unique needs of our Western South Dakota and Wyoming communities.
Modern Tools, Human Touch
From our mobile banking app (4.8 stars) and remote deposit to in-person, human service with a smile, we combine technology with the kind of care only a local institution can offer - One that serves all generations with a greeting and a smile.
Community Commitment
We invest in what matters—local schools, small businesses, and nonprofit partners—because when our community grows, we all thrive. We've donated over $25,000 back to our local schools in just the past three years with our Spirit Card program.
Ready to Experience the Highmark Difference?
Joining is easy. Whether you’re a student, family, farmer, or entrepreneur, there’s a place for you at Highmark Credit Union.
Or stop by one of our branches—we’d love to meet you.
Requirement for Membership
Highmark Credit Union membership is open to persons living in communities throughout western South Dakota and eastern Wyoming. Persons who live, work, worship or attend school in Butte, Custer, Fall River, Harding, Lawrence, Meade or Pennington County, South Dakota, or Campbell, Crook, Niobrara and Weston County, Wyoming are eligible to join.
Any individual whose immediate family member is a Highmark Credit Union member is eligible to join the credit union. In addition, any individual with an immediate family member who qualifies for Highmark Credit Union membership is also eligible to join the credit union.
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Membership Fee
There is a $25 membership fee required at the opening of any account with Highmark Credit Union. This buys a new member one share in our credit union and gives them access to the many products we offer.
Credit Unions are not-for-profit cooperatives that are owned by their members. Our whole reason for being is to assist our members with their financial needs and goals. There are so many reasons to join a credit union!
Credit Unions are not-for-profit cooperatives that are owned by their members. Our whole reason for being is to assist our members with their financial needs and goals. There are so many reasons to join a credit union!
Highmark Credit Union is part of the CO-OP Shared Branch network, which is the largest network of credit unions ATMs- 30,000 surcharge-free locations (9,000 of which accept deposits) and 5,000 CO-OP shared branch locations.
Your Dream Home Awaits
Highmark Credit Union offers mortgage loans to help you buy or refinance:
- Competitive rates
- Quick, local decision-making and processing
- Access to a wide variety of mortgages