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Vehicle Loans

Drive Into Summer With Low Rates 

Rates As Low As 4.85% APR*
 
Financing your auto loan is quick and easy with Highmark.
Whether you're refinancing from another financial institution or purchasing a new or used vehicle, we make it simple. We’ll give you the best rate regardless of the age of your vehicle.
  • Available for both new and used vehicles
  • Onsite financing—ask the dealership for Highmark Credit Union financing
  • Fast, easy application process; quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Terms up to 84 months
  • No application fees
  • eSignature - Sign loan documents from home
*APR = Annual Percentage Rate.  Rates are subject to change without notice.  Not all borrowers will qualify for the lowest APR offered. Membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Highmark Credit Union is federally insured by NCUA.
NMLS #416700
 

Protect against the unexpected, like hail, theft, or an accident

GAP will cover any difference between your loan balance and the insurance payout for theft or total loss.
 
Did you know?
  • Repair bills have gone up over 20% in the last 12 months
  • Vehicle prices are decreasing at a rate of 15%
  • That leaves you in a potentially upside - down situation, should you experience an accident, hail damage or a theft.
If you don’t want to find yourself paying for a vehicle that you no longer have, Get GAP. 
GAP insurance is particularly important for those with:
  • The down payment for the vehicle amounts to less than a fifth of its value.
  • If your vehicle finance period is longer than 3 years.
  • If the vehicle you have purchased is an expensive one, since these vehicles lose value more quickly and are more enticing to thieves.
Tell Me More About GAP
 
Contact Highmark About Gap

Does your family have a safety net if the unexpected hits?

Help protect your family against the unexpected.
 
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan
balance or loan payments against death, disability or involuntary unemployment could help protect your
finances.
 
Life Plus adds protection for financially stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
 
This protection could cancel your loan balance or loan payments up to the contract maximums. Protect your loan payments today so you can worry less about tomorrow.
 
It’s simple to apply for Highmark's Payment Protection. It’s voluntary and won’t affect your loan approval.
Call Highmark Credit Union at 800.672.6365 and ask about protecting your loan payments today.
 
Ask about protecting your loan payments
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debt Protection will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
 
  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment
 
Don't Get Stranded. Get Mechanical Breakdown Protection!
 
 
Disclosure
Your purchase of Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and
exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full
explanation of the terms of the Highmark Payment Protection program. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
 
If you have a vehicle loan in good standing with Highmark, then you've just been upgraded!  It qualifies you to open a special 6.05% APY Free Rewards Checking Account. That's right. A checking account that pays you a rate of interest higher than most CDs.
 
 

Applying is simple.

Step 1 - Apply Online
Quick and easy online application with no fees.
 
Step 2 - Sign Your Loan From Home
Agree to the loan amount, rates, and terms with eSignature.
 
Step 3 - Get a Check
Use your check to buy your new car.
 
 
Drive with the peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MBP provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. MBP is available for both new and used vehicles.
 
This coverage will protect your vehicle after your warranty has expired. Ask us how you can drive with the proper protection against costly repairs!
 
Benefits of MBP
  • $0 Deductible on Repairs
  • Total Loss Refund
  • 24/7 Roadside Assistance & Towing
  • Rental Car Allowance
  • Hybrid Battery Coverage
Contact us to learn more about Mechanical Breakdown Protection!




New Car Loans Used Car Loans Auto Loan Refinancing RV & Boat Loans Motorcycle Loans
Rates as Low as
4.85% APR
Rates as Low as
4.85% APR
Rates as Low as
4.85% APR
Rates as Low as
7.25% APR
Rates as Low as
5.25% APR
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Youth Banking Made Easy

Highmark has both a Pee Wee Penguin Club Account for kiddos 0-12 and a Teen Club Account for 13-19. It's never too early to start saving, and our teen accounts help build healthy financial habits early.

 

Explore Youth & Teen Accounts