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Business Checking

Business Rewards Checking

Earn More While You Manage More

You work hard for your business—your checking account should return the favor. Highmark Credit Union’s free Business Rewards Checking Accounts let you earn valuable rewards just for doing what you already do: run your business.

With no hidden fees, convenient access, and real rewards, this account is built to help local businesses grow stronger every day. Choose from:

  • Standard Rewards - Ideal for a business owner who wants a high rate of interest on their checking balance, or
  • Premium Rewards - Ideal for a business owner with a larger deposit and a Highmark business loan or credit card who is also seeking a high rate of interest on the checking balance. 
Account Items Standard Rewards Checking Premium Rewards Checking
Free Account Yes Yes
Maintenance Fees No No
Rewards
2.50% APY 
 up to $50,000
3.00% APY up to $250,000
Above cap rate 0.25% APY
0.25% APY
Refunds on ATM fees $20/month ATM Fee Refunds Yes
Minimum Balance/Qualifier To Earn Rewards $10,000 $50,000 and an active Highmark business loan
To Qualify For Rewards 12 Debit Card Transactions  12 Debit Card Transactions 
E-Statement Enrollment Required Yes Yes
Free Debit Card Yes Yes
Free Online/Mobile Banking Yes Yes
Penalties None None
Non-Qualifying Interest Rate 0.05% APY 0.05%
 

Interested in converting your current checking account, or setting up a new Business Rewards account?

👉Talk to a Business Specialist


Here’s What You’ll Get:

  • 💸 Dividends
    Earn monthly rewards based on your account activity or balance.*

  • 💳 Free Business Debit Cards
    With card controls, spending alerts, and employee access options.

  • 📈 Higher Transaction Limits
    Designed for businesses with frequent activity—no penalty for growth.

  • 🖥️ Online & Mobile Business Banking
    Secure account management, ACH transfers, mobile deposit, bill pay, and more.

  • 🔁 No Monthly Fee
    Maintain basic activity requirements and skip the maintenance charges.

  • Nationwide ATM fee refunds

*Reward qualifications may include monthly debit card usage, eStatement enrollment, and minimum transaction activity. No penalties if you don't qualify - ever!


Ideal For:
  • Entrepreneurs and small businesses looking to maximize everyday spending

  • Businesses that want reward-earning potential without sacrificing flexibility

  • Local leaders who value personal service and cutting-edge tools

 

Why Highmark?
  • 🏦 Locally Owned. Community Focused.
    Your business isn’t just another number—it’s part of something bigger.

  • 🤝 Relationship Banking
    Our business team knows your market, your challenges, and your goals.

  • 🚀 Ready to Grow With You
    As your business expands, we offer additional services and support to match.

 

 
Open Your  Business Rewards Checking Today

Start earning more while keeping your business finances running smoothly.


👉 Talk to a Business Specialist
👉 Compare Business Checking Options


Highmark Credit Union
Celebrating local business with service, support—and rewards.

Highmark's business professionals are here to serve, ensuring that you have the tools you need to operate your business in an efficient and timely manner.
 
  • Business Debit Card
  • Online Bill Pay
  • Free Mobile & Online Banking
  • Accept online or in app card payments with Autobooks
  • Free eAlerts
  • Free Online Check Images
  • Wire Services
  • CO-OP Shared Branching
  • Easy to use Quicken and QuickBooks downloading capabilities
eStatements & eChecks
At the beginning of each month, we’ll send you an email letting you know your account statement is ready.
 
Review your statement and cleared checks on–screen, print them or save them on your PC. Access a rolling 12 months of statements

Business Debit Cards
  • Gives you instant access to your business funds held in your Business Savings or Business Checking Accounts
  • Welcome wherever Visa is accepted
  • Available for all authorized signers































Businesswoman using tablet in home office

Join Highmark Credit Union

Become a member of Highmark Credit Union and enjoy exclusive benefits:

  • Lower loan rates and fewer fees for our members
  • Higher rates of return on savings and deposits
  • Access to knowledgeable staff who provide personal service and care about your success.

Join Highmark