Family hiking in South Dakota

Personal Checking

Earn Up To 6.05% APY With Highmark Rewards Checking

On Balances Up To $10,000
 
Get free checking that earns rewards every month you qualify:
  • Your choice of cash rewards*
  • Refunds on ATM withdrawal fees, nationwide*
  • No monthly maintenance fees, ever
  • No minimum balance to earn your rewards
 
 Account Details KASASA Cash  KASASA Cash w/ Car Loan KASASA Cash  Back
Free Kasasa Saver Account* Yes Yes Yes
Monthly Rewards Yes Yes Yes
Monthly Maintenance Fee
 No No No
Refunds on ATM Fees Up to $20 monthly Up to $20 monthly Up to $20 monthly
Free Online and Mobile Banking Yes Yes Yes
Free Debit or Spirit Card Yes Yes Yes
Minimum Opening Deposit $0 $0 $0
eStatements Enrollment Required
 Yes Yes Yes
Rewards
 5.00% APY* on balances up to $10,000 6.05% APY* on balances up to $10,000
Earn 4.00% or 5.00%  cash back on debit card purchases up to $200
($8 per month)
($10 per month back with qualifying loan)
Ideal For
 Members with higher checking balances wanting to make interest on their balance. Members who already have a vehicle loan with Highmark and who desire a higher interest rate on their checking balance.
Members with lower balances/not focused on maximizing interest on balance.
Get checking that rewards you for everyday banking. Earn up to 6.05% interest on your checking balance and get refunds on ATM withdrawal fees, nationwide.
Checking Details

Get paid to shop! Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.
Checking Details









































Overdraft Courtesy Pay Option

If you’ve ever dealt with a returned check or had a debit card unexpectedly declined, you know it doesn’t take much more than a few math errors to end up in an awkward situation. Despite your best efforts to keep an accurate account balance, accidents can and will happen. Maybe your paycheck hasn’t hit your account yet, or your spouse got a tank of gas on the way to work and forgot to tell you. By opting into Highmark's Courtesy Pay Service, you can avoid the embarrassment and excessive merchant charges from insufficient funds.
 
Overdraft Line of Credit
As a convenience to our checking account members, Highmark offers overdraft protection on your accounts.
 
Access to ATMs, Drive-Thrus, night deposits, 5 branch locations and shared Co-Op branching nationwide.
 
 
Man using credit card in coffee shop

Flexible Credit Options

Find the ideal credit card for your needs. Low interest rate, cash back or points rewards, and excellent member service.

 

Get a Credit Card