Your Wallet Wellness Journey
The Kasasa® Cash Account is a high-yield checking account that provides dividends on everyday balances along with modern convenience features—all with no hidden fees. Ideal for members with higher balances who frequently use their debit cards and wanting to maximize interest. It supports unlimited check writing, debit card transactions, payroll deduction, direct deposit, e-statements, mobile banking, and online bill pay.
Benefits
- $0 monthly fee
- $0 minimum opening deposit
- $0 minimum balance to earn dividends
Dividend Details
- If monthly qualifications are met
- 4.50% APY* on balances up to $10,000
- 0.25% APY on balances over $10,000
- If monthly qualifications are met with qualifying vehicle or rec loan in good standing
- 6.05% APY on balances up to $10,000
- If monthly qualifications are not met
- 0.05% APY on entire balance
- Dividends are compounded and paid monthly, based on the account's daily average balance
Qualifications
- At least 12 debit card purchases of $5.00 or more
- note that online bill pay or recurring payments do not count towards the 12 minimum transactions.
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive e-statements
Please note that a limit of 1 account per SSN is a condition of having this account.
Don't worry if you don't meet these qualifications - your account is still free! Plus, you can get right back to earning your cash rewards the very next cycle that you qualify!
*Each qualifying period for Kasasa® is the last day of a month through the second-to-last day of the following month.
ATM Fee Refunds
- Up to $20/month for qualifying accounts