Take Back Loans
HAVE THE CONFIDENCE TO PAY OFF DEBT FASTER.
Most loans make you choose between paying down debt faster or saving for a rainy day. A loan with Take-Backs gives you the best of both worlds.Add Take-Backs to your Highmark Credit Union loan for free.
Ever Wished You Had a Take Back?
HERE'S HOW TAKE-BACKS WORK.
PAY AHEAD ON YOUR LOAN.
Pay more than your minimum monthly payment as your budget allows. This will put you on track to pay off your loan ahead of schedule.
BUILD YOUR TAKE-BACK BALANCE.
Every dollar you pay above your minimum payment gets added to your Take-Back balance. You can access this extra cash anytime for any reason.
GET OUT OF DEBT FASTER.
The more you pay ahead, the sooner you can pay off your loan. And the more money you have available to access if you need it later.
SAVE ON INTEREST PAYMENTS.
Paying off your loan early means you’ll owe less interest. The sooner you pay off your balance, the more money you’ll save!
When could you use a Take-Back?
You can withdraw cash from your Take-Back balance whenever you want. Take care of surprise costs right away. Or keep saving for a rainy day. It’s your call.
- Cover healthcare expenses.
- Pay for auto repairs.
- Take your pet to the vet.
- Book a last-minute trip.
- Finish your holiday shopping.
Take control of your loan with the digital dashboard.
Adding Take-Backs unlocks our innovative dashboard. This free tool makes it easy to track your progress. Log in to online banking to use the dashboard anytime.
- Preview the impact of extra payments.
- Change your monthly loan payment.
- See how much you’ve saved on interest.
- View your Take-Back balance.
- Access your extra cash at any time.
Add Take-Backs to your loan for free.
Seriously. There are no extra fees. Your rate and term remain the same. Just turn it on and use it when you need it.