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Highmark Federal Credit Union

Vehicle Loans

Financing your auto loan is quick and easy with Highmark

Whether you're refinancing from another financial institution or purchasing a new or used vehicle, we make it quick and easy. We’ll give you the best rate regardless of the age of your vehicle. 

  • Available for both new and used vehicles
  • Onsite financing—ask the dealership for Highmark Credit Union financing
  • Fast, easy application process; quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Terms up to 84 months
  • No application fees
  • eSignature - Sign loan documents from home

Making online payments on your auto loan is even easier


Guaranteed Asset Protection (GAP) Insurance

 Protect against the unexpected like hail, theft, or an accident


GAP will cover any difference between your loan balance and the insurance payout for theft or total loss.

Did you know?
  • Repair bills have gone up over 20% in the last 12 months
  • Vehicle prices are decreasing at a rate of 15%
  • That leaves you in a potentially upside - down situation, should you experience an accident, hail damage or a theft. 
If you don’t want to find yourself paying for a vehicle that you no longer have, Get GAP. 

GAP insurance is particularly important for those with:

  • The down payment for the vehicle amounts to less than a fifth of its value.
  • If your vehicle finance period is longer than 3 years.
  • If the vehicle you have purchased is an expensive one, since these vehicles lose value more quickly and are more enticing to thieves.
Now Your Highmark Car Loan Comes With A Really Cool Option 

If you have a vehicle loan in good standing with Highmark, then you've just been upgraded! 

It qualifies you to open a special 6.05% APY Free Rewards Checking Account. That's right. A checking account that pays you a rate of interest higher than most CDs.

Before you apply you can check on what you would pay - Calculate my payment

Calculate My Payment

Applying is simple.



{Apply Online}
{Quick and easy online application with no fees.}



{Sign Your Loan From Home}
{Agree to the loan amount, rates, and terms with eSignature.}



{Get a Check}
{Use your check to buy your new car.}


Contact Us For Current Rates

New Car Loans

Rates as low as

6.00% APR

Pre-QualifyLearn More

Used Car Loans

Rates as low as

6.75% APR

Pre-QualifyLearn More

Auto Loan Refinancing

Rates as low as

7.25% APR

Pre-QualifyLearn More

RV & Boat Loans

Rates as low as

7.75% APR

Motorcycle Loans

Rates as low as

7.50% APR

When you purchase and finance a new vehicle, protecting yourself against unforeseen events is always a wise consideration.

You can buy insurance like this from an auto dealership – but you'll almost always pay more. The following optional, low-cost products and services will help protect your assets when applying for an auto loan from Highmark.

Payment Protection

Does your family have a safety net if the unexpected hits?

Payment Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements help ease the enrollment process. You can learn more about payment protection by clicking here.

Ask about protecting your loan payments

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debt Protection will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Watch Video Here.

Mechanical Breakdown Protection (MBP)

Drive with the peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MBP provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. MBP is available for both new and used vehicles. This coverage will protect your vehicle after your warranty has expired. Ask us how you can drive with the proper protection against costly repairs!

Benefits of MBP

  • $0 Deductible on Repairs
  • Total Loss Refund
  • 24/7 Roadside Assistance & Towing
  • Rental Car Allowance
  • Hybrid Battery Coverage

Contact us to learn more about Mechanical Breakdown Protection!

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