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Highmark Federal Credit Union
Needles rock formation Black HIlls, South Dakota

The Highmark Difference

Why do business with Highmark versus a bank?

 
Did you know we are the region's oldest credit union? Originally chartered on October 28, 1940, as Rapid City Teacher’s Federal Credit Union, we have grown to serve the Black Hills and Gillette, Wyoming region out of 5 branch locations. That says a lot about our strength, resilience, endurance and membership base. And it is all because of people like you who believe that a community takes care of its own. People Helping People. 
 
Operating as a not-for-profit financial co-op means Highmark Credit Union operates as an association of people coming together for a common purpose. Members pool deposits and then loan those deposits to other members. The co-operative principles guide all that we do and helps to define our culture and promise to you, the member.
 

What This Means For You?

You are a member-owner of the Credit Union.  You have one share of the Credit Union which allows you to vote for our volunteer Board of Directors.  As a member in good standing, you are allowed to run for the volunteer Board of Directors or serve on the Supervisory Committee.  Unlike banks, which are owned by select stockholders. credit unions are own by its members. All of the profits of the Credit Union are returned to you, the member, in the form of higher dividends, lower loan rates and fees, and improved services.
 
 
 
 
 
 
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