Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Highmark Federal Credit Union

Personal Checking

Earn Up To 6.05% APY With Highmark Rewards Checking

On Balances Up To $10,000

Free Kasasa Saver Account* Yes Yes Yes
Monthly Rewards Yes Yes Yes
Monthly Maintenance Fee No No No
Refunds on ATM Fees Up to $20 monthly Up to $20 monthly Up to $20 monthly
Free Online and Mobile Banking Yes Yes Yes
Free Debit or Spirit Card Yes Yes Yes
Minimum Opening Deposit $0 $0 $0
eStatements Enrollment Required Yes Yes Yes
5.00% APY* on balances up to $10,000 
6.05% APY* on balances up to $10,000 
Earn 4.00% or 5.00%  cash back on debit card purchases up to $200
($8 per month)
($10 per month back with qualifying loan)
Ideal For
Members with higher checking balances wanting to make interest on their balance.
Members who already have a vehicle loan with Highmark and who desire a higher interest rate on their checking balance.
Members with lower balances/not focused on maximizing interest on balance.
* Kasasa Saver earns 1.5% interest on savings up to $25,000.

Free Kasasa Cash Checking

Get checking that rewards you for everyday banking. Earn up to 6.05% interest on your checking balance and get refunds on ATM withdrawal fees, nationwide.

  • 6.05% APY* on balances up to $10,000 if you have a Highmark vehicle or rec vehicle loan.
  • OR 5.00% APY* on balances up to $10,000 if you do not have a vehicle loan with Highmark
  • 0.25% APY on balances over $10,000 depending on balance in account
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)

Free Kasasa Cash Back Checking

Get paid to shop! Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.

  • Earn 4.00% cash back on debit card purchases up to $200 ($8 per month)
  • Earn 5.00% cash back on debit card purchases up to $200 ($10 per month) if you have a qualifying loan with Highmark Credit Union. 
  • No category restrictions on purchases
  • Refunds on ATM withdrawals fees, nationwide (up to $20 monthly)

Contact Highmark

Free Basic Checking 

Our Free Checking Account features unlimited check writing privileges or debit card transactions, payroll deduction, direct deposit access, e-statements, mobile banking including mobile check deposit and online bill pay - all with no hidden fees! Members must keep a primary share account in order to utilize other financial services and in order to maintain eligibility.
  • Minimum opening deposit: NONE
  • Minimum balance: NONE

Overdraft Courtesy Pay Option

If you’ve ever dealt with a returned check or had a debit card unexpectedly declined, you know it doesn’t take much more than a few math errors to end up in an awkward situation. Despite your best efforts to keep an accurate account balance, accidents can and will happen. Maybe your paycheck hasn’t hit your account yet, or your spouse got a tank of gas on the way to work and forgot to tell you. By opting into Highmark's Courtesy Pay Service, you can avoid the embarrassment and excessive merchant charges from insufficient funds. 

Overdraft Line of Credit

As a convenience to our checking account members, Highmark offers overdraft protection on your accounts.

Protect Your Identity with Kasasa Protect

Access to ATMs, Drive-Thrus, night deposits, 5 branch locations and shared Co-Op branching nationwide.

Scroll to the left to view the rest of the table.

Read more on our accessibility statement