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Highmark Federal Credit Union
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Personal Checking

Checking Accounts

Kasasa Cash Checking

Get checking that rewards you for everyday banking. Earn up to 2.75% interest on you checking balance and get refunds on ATM withdrawal fees, nationwide.
  • 2.75% APY* on balance up to $10,000
  • 0.25% APY on balances over $10,000 depending on balance in account
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)


Kasasa Cash Back Checking

Get paid to shop! Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.
  • Earn 4.00% cash back on debit card purchases up to $200 ($8 per month)
  • No category restrictions on purchases
  • Refunds on ATM withdrawals fees, nationwide (up to $20 monthly)

Free Basic Checking 

Our Free Checking Account features unlimited check writing privileges or debit card transactions, payroll deduction, direct deposit access, e-statements, mobile banking including mobile check deposit and online bill pay - all with no hidden fees! Members must keep a primary share account in order to utilize other financial services and in order to maintain eligibility.
  • Minimum opening deposit: NONE
  • Minimum balance: NONE

Overdraft Line of Credit

As a convenience to our checking account members, Highmark offers overdraft protection on your accounts.

Protect Your Identity with Kasasa Protect

Access to ATMs, Drive-Thrus, night deposits, 5 branch locations and shared Co-Op branching nationwide.


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 Transfer High Balances

Paying on credit cards with double digit interest rates? Earning cash back on purchases? Transfer your balances to a Ruby VISA Card and pay 0% APR for 6 months.

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Home Loans

Purchasing a new home? We have a variety of mortgage loans for your real estate needs.

Read more on our accessibility statement