Personal Checking
Earn Up To 6.05% APY With Highmark Rewards Checking
On Balances Up To $10,000
| KASASA CASH | KASASA CASH W/ CAR LOAN | KASASA CASH BACK | |
|---|---|---|---|
| Free Kasasa Saver Account* | Yes | Yes | Yes |
| Monthly Rewards | Yes | Yes | Yes |
| Monthly Maintenance Fee | No | No | No |
| Refunds on ATM Fees | Up to $20 monthly | Up to $20 monthly | Up to $20 monthly |
| Free Online and Mobile Banking | Yes | Yes | Yes |
| Free Debit or Spirit Card | Yes | Yes | Yes |
| Minimum Opening Deposit | $0 | $0 | $0 |
| eStatements Enrollment Required | Yes | Yes | Yes |
| Rewards |
5.00% APY* on balances up to $10,000
|
6.05% APY* on balances up to $10,000
|
Earn 4.00% or 5.00% cash back on debit card purchases up to $200
($8 per month)
($10 per month back with qualifying loan)
|
| Ideal For |
Members with higher checking balances wanting to make interest on their balance.
|
Members who already have a vehicle loan with Highmark and who desire a higher interest rate on their checking balance. |
Members with lower balances/not focused on maximizing interest on balance.
|
* Kasasa Saver earns 1.5% interest on savings up to $25,000.
Free Kasasa Cash Checking
Get checking that rewards you for everyday banking. Earn up to 6.05% interest on your checking balance and get refunds on ATM withdrawal fees, nationwide.
- 6.05% APY* on balances up to $10,000 if you have a Highmark vehicle or rec vehicle loan.
- OR 5.00% APY* on balances up to $10,000 if you do not have a vehicle loan with Highmark
- 0.25% APY on balances over $10,000 depending on balance in account
- 0.05% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)
Free Kasasa Cash Back Checking
Get paid to shop! Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.
- Earn 4.00% cash back on debit card purchases up to $200 ($8 per month)
- Earn 5.00% cash back on debit card purchases up to $200 ($10 per month) if you have a qualifying loan with Highmark Credit Union.
- No category restrictions on purchases
- Refunds on ATM withdrawals fees, nationwide (up to $20 monthly)
Contact Highmark
Free Basic Checking
Our Free Checking Account features unlimited check writing privileges or debit card transactions, payroll deduction, direct deposit access, e-statements, mobile banking including mobile check deposit and online bill pay - all with no hidden fees! Members must keep a primary share account in order to utilize other financial services and in order to maintain eligibility.
- Minimum opening deposit: NONE
- Minimum balance: NONE
Overdraft Courtesy Pay Option
If you’ve ever dealt with a returned check or had a debit card unexpectedly declined, you know it doesn’t take much more than a few math errors to end up in an awkward situation. Despite your best efforts to keep an accurate account balance, accidents can and will happen. Maybe your paycheck hasn’t hit your account yet, or your spouse got a tank of gas on the way to work and forgot to tell you. By opting into Highmark's Courtesy Pay Service, you can avoid the embarrassment and excessive merchant charges from insufficient funds.
Overdraft Line of Credit
As a convenience to our checking account members, Highmark offers overdraft protection on your accounts.
Protect Your Identity with Kasasa Protect
Access to ATMs, Drive-Thrus, night deposits, 5 branch locations and shared Co-Op branching nationwide.
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