How to Obtain a Commercial Loan
Apply for a Highmark Business Account
1. Provide Documents that Correspond to Your Business Entity:
- “Active” Status with the South Dakota Secretary of State for all business entities
- Formal Agreements:
- Operating Agreement (LLCs only)
- Partnership Agreement (Partnerships only)
- Certificate of Incorporation
- EIN Number
2. Apply for a Business Loan
Select Your Type of Commercial Loan
-
Highmark FCU Business VISA® account
Complete an Application -
Commercial Real Estate (purchasing, refinancing & construction) or
-
Term Business Loans (i.e. equipment or vehicle financing) or
-
Business Credit Lines (i.e. working capital):
- Complete a Business Loan Application
- Complete the Checklist of required Financials
- Complete a Personal Financial Statement*
*All forms must be signed and dated to be considered complete.
Contact Highmark’s Commercial Lending department at 605.716.4444
- Make your appointment with our business lending team or mail your business loan paperwork to the address below:
ATTN: Commercial Lending Department
Highmark Federal Credit Union
725 5th Street
Rapid City, SD 57702
*** Additional documentation maybe required after your loan application has been reviewed and during the loan process.