Kasasa Cash Checking
Get checking that rewards you for everyday banking. Earn high dividends on your checking balance and get refunds on ATM withdrawal fees, nationwide!
- Free checking that pays high dividends
- 2.75% APY* on balances up to $10,000
- 2.75% to 0.48% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online banking with bill pay
- Free e-statements (required to open account)
- Free mobile banking
- Automatic Overdraft Transfer
- Courtesy Pay Protection
- No Check Writing Limits
- Automatic Loan Payments
- Free Visa® ATM & debit card
- $25 minimum deposit to open
Qualifying for Kasasa Cash Rewards Is Easy…
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive e-statements
Please note that a limit of 1 account per SSN is a condition of having this account.
And if you don’t meet these qualifications, don’t worry — your account is still free. You’d simply earn our base rate; plus, you can get right back to earning your full rewards the very next cycle that you qualify.
Transfer High Balances
Paying on credit cards with double digit interest rates? Earning cash back on purchases? Transfer your balances to a Ruby VISA Card and pay 0% APR for 6 months.