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Highmark Federal Credit Union

Kasasa Cash Checking

Earn up to 6.05% APY on balances up to $10,000 — plus refunds on ATM withdrawal fees, nationwide.*


  • Free checking that pays high dividends
    • 5.00% APY* on balances up to $10,000
    • 6.05% APY* on balances up to $10,000 if you have a vehicle/rec vehicle loan with Highmark 
    • When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: Kasasa Cash: average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 5.00 % (or 6.05 %) resulting in a non-compounding APY of 5.00 % (or 6.05 %); and average daily balances over $10,000 earn a dividend rate of 0.25 % on the portion of the average daily balance over $10,000, resulting in a non-compounding range from 0.48% to 2.50% blended APY depending on the account's average daily balance.

    • 0.05% APY* if qualifications aren’t met

  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
  • Free e-statements (required to open account)
  • Free mobile banking
  • Automatic Overdraft Transfer
  • Courtesy Pay Protection
  • No Check Writing Limits
  • Automatic Loan Payments
  • Free ATM/Debit card
  • $25 minimum deposit to open

Qualifying for Kasasa Cash Rewards Is Easy…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle*:
  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • Be enrolled in and agree to receive e-statements
  • For 6.05% APY - Must also have a vehicle or recreational vehicle loan with Highmark. Loan must be in good standing. 
Please note that  a limit of 1 account per SSN is a condition of having this account.

And if you don’t meet these qualifications, don’t worry — your account is still free. You’d simply earn our base rate; plus, you can get right back to earning your full rewards the very next cycle that you qualify.

*Each qualifying period for Kasasa is the last day of a month through the second to last day of the following month. Here are the statement cycles April - December 2024

3/31 – 4/29

4/30 – 5/30

5/31 – 6/29

6/30 – 7/30

7/31 – 8/30

8/31 – 9/29

9/30 – 10/30

10/31 – 11/29

11/30 – 12/30

Read more on our accessibility statement